/* ============================================================
   Crédito Ahora — hoja de estilos principal
   Diseño: V1 "Azul Fintech" (aplicado a todo el sitio)
   Bảng màu chính: xanh dương fintech. Đổi màu ở :root bên dưới.
   ============================================================ */

/* ===== ICONOS SVG (reemplazan a los emojis) ===== */
.ic{
  width:1.05em;height:1.05em;display:inline-block;vertical-align:-0.15em;
  flex:0 0 auto;color:inherit;
}
/* Estrella de valoración (color ámbar por defecto) */
.ic-star{width:1em;height:1em;color:var(--amber);vertical-align:-0.12em}

/* --- Ajustes por contexto --- */
/* Icono dentro del punto del loader (paso 2): centrado y en azul */
.load-line .dot .ic{width:14px;height:14px;color:var(--blue-600)}
.load-line.on .dot .ic{color:var(--green-600)}
/* Barras de confianza / píldoras: icono hereda el color del texto */
.trustbar .ic,.form-secure .ic,.cta-mini .ic,.sim-note .ic{width:15px;height:15px;vertical-align:-0.18em}
.eyebrow .ic,.pill0 .ic{width:16px;height:16px;vertical-align:-0.2em}
/* Estrellas en testimonios y ofertas */
.stars .ic-star{width:16px;height:16px;margin-right:1px}
.offer .ostars .ic-star{width:13px;height:13px}
.olabel .ic-star{width:11px;height:11px;color:#fff;vertical-align:-0.12em}
/* Meta de oferta: icono azul suave delante del dato */
.offer .ometa .ic{width:14px;height:14px;color:var(--blue-600);vertical-align:-0.2em}
/* Título de ofertas (party) */
.offers-title .ic{width:20px;height:20px;color:var(--blue-600);vertical-align:-0.18em}

/* ===== Reset & tokens ===== */
:root{
  --blue-900:#1e3a8a;
  --blue-700:#1d4ed8;
  --blue-600:#2563eb;
  --blue-500:#3b82f6;
  --blue-300:#93c5fd;
  --blue-200:#bfdbfe;
  --blue-100:#dbeafe;
  --blue-50:#eff6ff;
  --green-600:#16a34a;
  --green-500:#22c55e;
  --green-50:#ecfdf5;
  --amber:#f59e0b;
  --ink:#0f172a;
  --slate-700:#334155;
  --slate-500:#64748b;
  --slate-400:#94a3b8;
  --slate-200:#e2e8f0;
  --slate-100:#f1f5f9;
  --slate-50:#f8fafc;
  --white:#ffffff;
  --radius:20px;
  --radius-sm:14px;
  --shadow-sm:0 1px 3px rgba(15,23,42,.06),0 1px 2px rgba(15,23,42,.04);
  --shadow-md:0 8px 24px rgba(15,23,42,.08);
  --shadow-lg:0 20px 50px rgba(37,99,235,.18);
  --maxw:1160px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Plus Jakarta Sans',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  /* Chặn tràn ngang: el menú móvil off-canvas (translateX 100%) no debe crear scroll a la derecha */
  overflow-x:hidden;
  /* Ẩn thanh scrollbar bên phải (vẫn cuộn bình thường) */
  scrollbar-width:none;-ms-overflow-style:none;
}
body::-webkit-scrollbar{display:none;width:0}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
section{scroll-margin-top:90px}

/* ===== Buttons ===== */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:inherit;font-weight:700;font-size:16px;cursor:pointer;
  border:none;border-radius:14px;padding:14px 24px;transition:transform .15s ease,box-shadow .2s ease,background .2s ease;
  white-space:nowrap;
}
.btn-primary{
  background:linear-gradient(135deg,var(--blue-600),var(--blue-700));
  color:#fff;box-shadow:0 10px 24px rgba(37,99,235,.32);
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(37,99,235,.42)}
.btn-primary:active{transform:translateY(0)}
.btn-ghost{background:var(--white);color:var(--blue-700);border:1.5px solid var(--slate-200)}
.btn-ghost:hover{border-color:var(--blue-500);color:var(--blue-700)}
.btn-block{width:100%}
.btn-lg{padding:17px 28px;font-size:17px;border-radius:16px}

/* ===== Header ===== */
header.site{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.86);
  backdrop-filter:saturate(180%) blur(12px);
  border-bottom:1px solid var(--slate-100);
}
.trustbar{
  background:linear-gradient(90deg,var(--blue-700),var(--blue-600));
  color:#e0ecff;font-size:12.5px;font-weight:500;text-align:center;padding:7px 12px;
}
.trustbar b{color:#fff;font-weight:700}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;letter-spacing:-.02em}
.logo .mark{
  width:36px;height:36px;border-radius:11px;
  background:linear-gradient(135deg,var(--blue-500),var(--blue-700));
  display:grid;place-items:center;color:#fff;font-size:18px;box-shadow:0 6px 14px rgba(37,99,235,.35);
}
.logo .mark svg{width:24px;height:24px}
.logo span.a{color:var(--blue-700);margin-left:-6px}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{color:var(--slate-700);font-weight:600;font-size:15px;transition:color .15s}
.nav-links a:hover{color:var(--blue-700)}
.nav-cta{display:flex;align-items:center;gap:14px}
.burger{display:none;background:none;border:none;cursor:pointer;padding:6px}
.burger span{display:block;width:22px;height:2px;background:var(--ink);margin:4px 0;border-radius:2px;transition:transform .25s,opacity .25s}
/* Hamburger -> X khi mở */
.burger.is-open span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger.is-open span:nth-child(2){opacity:0}
.burger.is-open span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}

/* ============================================================
   MENÚ MÓVIL — overlay + panel deslizante (rediseñado)
   ============================================================ */
.mm-overlay{
  position:fixed;inset:0;z-index:89;background:rgba(15,23,42,.5);
  backdrop-filter:blur(2px);opacity:0;visibility:hidden;transition:opacity .28s,visibility .28s;
}
.mm-overlay.show{opacity:1;visibility:visible}

.mobile-menu{
  position:fixed;top:0;right:0;bottom:0;z-index:90;width:84%;max-width:340px;
  background:#fff;box-shadow:-16px 0 50px rgba(15,23,42,.22);
  display:flex;flex-direction:column;
  transform:translateX(100%);
  /* visibility:hidden khi đóng -> tắt hẳn cả box-shadow (evita el sombreado gris a la derecha) */
  visibility:hidden;
  transition:transform .3s cubic-bezier(.4,0,.2,1),visibility .3s;
  overflow-y:auto;scrollbar-width:none;-ms-overflow-style:none;
}
.mobile-menu::-webkit-scrollbar{display:none}
.mobile-menu.open{transform:translateX(0);visibility:visible}

/* Header del panel: logo + botón cerrar */
.mm-head{
  display:flex;align-items:center;justify-content:space-between;
  padding:18px 20px;border-bottom:1px solid var(--slate-100);
  position:sticky;top:0;background:#fff;z-index:2;
}
.mm-brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:18px;color:var(--ink)}
.mm-brand:hover{text-decoration:none}
.mm-brand b{color:var(--blue-600);font-weight:800}
.mm-mark{
  width:34px;height:34px;border-radius:10px;flex:0 0 auto;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--blue-500),var(--blue-700));box-shadow:0 5px 12px rgba(37,99,235,.32);
}
.mm-mark svg{width:22px;height:22px}
.mm-close{
  width:38px;height:38px;border-radius:11px;border:none;cursor:pointer;flex:0 0 auto;
  background:var(--slate-100);color:var(--slate-600);display:grid;place-items:center;transition:background .15s,color .15s;
}
.mm-close svg{width:20px;height:20px}
.mm-close:hover{background:var(--slate-200);color:var(--ink)}

/* Lista de enlaces con icono */
.mm-links{flex:1;padding:12px 14px}
.mm-links a{
  display:flex;align-items:center;gap:13px;padding:13px 12px;border-radius:12px;
  font-weight:700;font-size:15.5px;color:var(--slate-700);transition:background .15s,color .15s;
}
.mm-links a:hover,.mm-links a:active{background:var(--blue-50);color:var(--blue-700);text-decoration:none}
.mm-links a>span{flex:1;min-width:0}
.mm-ic{width:21px;height:21px;flex:0 0 auto;color:var(--blue-600)}
.mm-chev{width:18px;height:18px;flex:0 0 auto;color:var(--slate-300)}
.mm-links a:hover .mm-chev{color:var(--blue-500)}

/* Footer del panel: CTA + trust */
.mm-foot{padding:16px 20px 24px;border-top:1px solid var(--slate-100)}
.mm-cta{
  display:flex;align-items:center;justify-content:center;gap:8px;width:100%;
  padding:15px;border-radius:13px;font-weight:800;font-size:16px;color:#fff;
  background:linear-gradient(135deg,var(--blue-600),var(--blue-700));
  box-shadow:0 10px 24px rgba(37,99,235,.32);transition:filter .15s;
}
.mm-cta:hover{color:#fff;text-decoration:none;filter:brightness(1.07)}
.mm-cta .mm-ic{color:#fff;width:19px;height:19px}
.mm-trust{text-align:center;font-size:12px;color:var(--slate-400);margin-top:14px;font-weight:500}
.mm-trust .ic{width:13px;height:13px;color:var(--slate-400);vertical-align:-.15em}

/* ===== Hero ===== */
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(900px 500px at 85% -10%,rgba(59,130,246,.16),transparent 60%),
    radial-gradient(700px 500px at 0% 20%,rgba(37,99,235,.10),transparent 55%),
    linear-gradient(180deg,var(--blue-50),#fff 70%);
  padding:56px 0 64px;
}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  background:var(--white);border:1px solid var(--blue-100);color:var(--blue-700);
  font-weight:700;font-size:13px;padding:7px 14px;border-radius:999px;box-shadow:var(--shadow-sm);
}
.hero h1{
  font-size:clamp(30px,4.4vw,50px);line-height:1.08;letter-spacing:-.03em;margin:18px 0 14px;font-weight:800;
}
.hero h1 .hl{
  background:linear-gradient(120deg,var(--blue-600),var(--blue-500));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.hero .sub{font-size:18px;color:var(--slate-500);max-width:520px;margin-bottom:22px}
.checklist{list-style:none;display:grid;gap:12px;margin-bottom:22px}
.checklist li{display:flex;align-items:center;gap:11px;font-weight:600;font-size:15.5px;color:var(--slate-700)}
.check{
  flex:0 0 auto;width:24px;height:24px;border-radius:8px;background:var(--green-50);
  display:grid;place-items:center;color:var(--green-600);
}
.check svg{width:14px;height:14px}
.pill0{
  display:inline-flex;align-items:center;gap:9px;
  background:linear-gradient(135deg,var(--green-500),var(--green-600));color:#fff;
  font-weight:700;font-size:14.5px;padding:10px 18px;border-radius:999px;
  box-shadow:0 10px 22px rgba(22,163,74,.28);
}

/* ===== Simulador card ===== */
.sim{
  background:var(--white);border-radius:24px;padding:28px;
  box-shadow:var(--shadow-lg);border:1px solid var(--slate-100);position:relative;
}
.sim::before{
  content:"";position:absolute;inset:0;border-radius:24px;padding:1px;
  background:linear-gradient(140deg,rgba(59,130,246,.5),rgba(255,255,255,0) 40%);
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none;
}
.sim h3{font-size:19px;font-weight:800;letter-spacing:-.01em}
.sim .sim-sub{color:var(--slate-500);font-size:14px;margin-bottom:20px}
.field{margin-bottom:22px}
.field .frow{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:12px}
.field label{font-weight:700;font-size:14.5px;color:var(--slate-700)}
.field .val{font-weight:800;font-size:20px;color:var(--blue-700);letter-spacing:-.01em}
.field .val small{font-size:13px;color:var(--slate-400);font-weight:600}
input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:999px;
  background:var(--slate-200);outline:none;cursor:pointer;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;
  background:#fff;border:5px solid var(--blue-600);box-shadow:0 3px 10px rgba(37,99,235,.35);
  cursor:grab;margin-top:-1px;
}
input[type=range]::-webkit-slider-thumb:active{cursor:grabbing}
input[type=range]::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--blue-600);
  box-shadow:0 3px 10px rgba(37,99,235,.35);cursor:grab;
}
input[type=range]::-moz-range-track{height:8px;border-radius:999px;background:var(--slate-200)}
.rng-hints{display:flex;justify-content:space-between;font-size:12px;color:var(--slate-400);margin-top:8px;font-weight:600}
.summary{
  background:var(--slate-50);border:1px solid var(--slate-100);border-radius:16px;padding:16px 18px;margin-bottom:20px;
}
.summary .srow{display:flex;justify-content:space-between;align-items:center;padding:7px 0;font-size:14.5px}
.summary .srow+.srow{border-top:1px dashed var(--slate-200)}
.summary .srow .k{color:var(--slate-500);font-weight:600}
.summary .srow .v{font-weight:800;color:var(--ink)}
.summary .srow.total .v{color:var(--blue-700);font-size:18px}
.summary .free{color:var(--green-600)}
.sim-note{font-size:12px;color:var(--slate-400);text-align:center;margin-top:12px}
.sim-legal{font-size:11.5px;color:var(--slate-500);line-height:1.5;background:var(--blue-50);border-radius:10px;padding:9px 12px;margin:0 0 16px}
.sim-legal b{color:var(--blue-700)}
.sim-promo{
  display:flex;align-items:center;gap:8px;justify-content:center;
  background:var(--green-50);color:var(--green-600);
  font-size:13.5px;font-weight:600;padding:11px 16px;border-radius:11px;margin-bottom:14px;
  line-height:1.45;text-align:center;
}
/* Texto en un solo bloque: envuelve de forma natural (no lo parte el flex) */
.sim-promo>span{flex:1;min-width:0}
.sim-promo b{color:var(--green-600);font-weight:800}
.sim-promo .ic{width:17px;height:17px;color:var(--green-600);flex:0 0 auto}

/* ===== Stats ===== */
.stats{background:var(--blue-700);color:#fff;padding:34px 0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;text-align:center}
.stat .n{font-size:clamp(26px,3vw,34px);font-weight:800;letter-spacing:-.02em}
.stat .l{font-size:13.5px;color:#c7d8ff;font-weight:500;margin-top:2px}
.stat+.stat{border-left:1px solid rgba(255,255,255,.14)}

/* ===== Generic section heading ===== */
.sec{padding:78px 0}
.sec.alt{background:var(--slate-50)}
.sec-head{text-align:center;max-width:640px;margin:0 auto 46px}
.sec-head .tag{
  display:inline-block;font-weight:700;font-size:13px;letter-spacing:.06em;text-transform:uppercase;
  color:var(--blue-600);background:var(--blue-50);padding:6px 14px;border-radius:999px;margin-bottom:14px;
}
.sec-head h2{font-size:clamp(26px,3.4vw,38px);font-weight:800;letter-spacing:-.02em;line-height:1.12}
.sec-head p{color:var(--slate-500);font-size:17px;margin-top:12px}

/* ===== Cómo funciona ===== */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step{
  background:var(--white);border:1px solid var(--slate-100);border-radius:var(--radius);
  padding:28px 24px;box-shadow:var(--shadow-sm);position:relative;transition:transform .2s,box-shadow .2s;
}
.step:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.step .num{
  width:46px;height:46px;border-radius:14px;display:grid;place-items:center;font-weight:800;font-size:18px;
  background:linear-gradient(135deg,var(--blue-500),var(--blue-700));color:#fff;margin-bottom:16px;
  box-shadow:0 8px 18px rgba(37,99,235,.3);
}
.step h4{font-size:17px;font-weight:800;margin-bottom:7px}
.step p{color:var(--slate-500);font-size:14.5px}

/* ===== Ventajas ===== */
.cards6{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.vcard{
  background:var(--white);border:1px solid var(--slate-100);border-radius:var(--radius);
  padding:26px;box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .2s,border-color .2s;
}
.vcard:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--blue-100)}
.vcard .ic{
  width:52px;height:52px;border-radius:15px;display:grid;place-items:center;margin-bottom:16px;
  background:var(--blue-50);color:var(--blue-700);
}
.vcard .ic svg{width:26px;height:26px}
.vcard h4{font-size:17.5px;font-weight:800;margin-bottom:8px}
.vcard p{color:var(--slate-500);font-size:14.5px}

/* ===== Requisitos ===== */
.req-wrap{
  background:linear-gradient(135deg,var(--blue-700),var(--blue-600));
  border-radius:26px;padding:44px 40px;color:#fff;box-shadow:var(--shadow-lg);
}
.req-wrap h3{font-size:24px;font-weight:800;margin-bottom:6px}
.req-wrap .rlead{color:#cfe0ff;margin-bottom:26px;font-size:15.5px}
.req-list{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;list-style:none}
.req-list li{
  display:flex;align-items:center;gap:12px;background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.16);border-radius:14px;padding:14px 16px;font-weight:600;font-size:14.5px;
}
.req-list .rc{
  flex:0 0 auto;width:26px;height:26px;border-radius:8px;background:#fff;color:var(--blue-700);
  display:grid;place-items:center;
}
.req-list .rc svg{width:15px;height:15px}

/* ===== Testimonios ===== */
.tcards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tcard{
  background:var(--white);border:1px solid var(--slate-100);border-radius:var(--radius);
  padding:26px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;
}
.stars{color:var(--amber);font-size:16px;letter-spacing:2px;margin-bottom:12px}
.tcard .quote{color:var(--slate-700);font-size:15px;flex:1}
.tperson{display:flex;align-items:center;gap:12px;margin-top:18px}
.avatar{
  width:44px;height:44px;border-radius:50%;display:grid;place-items:center;color:#fff;font-weight:800;font-size:16px;
}
.tperson .who{font-weight:800;font-size:14.5px}
.tperson .loc{font-size:13px;color:var(--slate-400)}

/* ===== FAQ ===== */
.faq{max-width:800px;margin:0 auto;display:grid;gap:12px}
details.q{
  background:var(--white);border:1px solid var(--slate-200);border-radius:var(--radius-sm);
  padding:0;overflow:hidden;transition:border-color .2s,box-shadow .2s;
}
details.q[open]{border-color:var(--blue-200);box-shadow:var(--shadow-sm)}
details.q summary{
  list-style:none;cursor:pointer;padding:18px 22px;font-weight:700;font-size:16px;
  display:flex;align-items:center;justify-content:space-between;gap:16px;
}
details.q summary::-webkit-details-marker{display:none}
details.q summary .chev,.chev{
  flex:0 0 auto;width:26px;height:26px;border-radius:8px;background:var(--blue-50);color:var(--blue-700);
  display:grid;place-items:center;transition:transform .2s;font-weight:800;
}
details.q[open] .chev{transform:rotate(45deg)}
details.q .ans{padding:0 22px 20px;color:var(--slate-500);font-size:15px}

/* ===== CTA final ===== */
.cta-final{padding:70px 0}
.cta-box{
  background:
    radial-gradient(600px 300px at 100% 0%,rgba(255,255,255,.14),transparent 60%),
    linear-gradient(135deg,var(--blue-700),var(--blue-900));
  border-radius:28px;padding:56px 40px;text-align:center;color:#fff;box-shadow:var(--shadow-lg);
}
.cta-box h2{font-size:clamp(26px,3.4vw,38px);font-weight:800;letter-spacing:-.02em;margin-bottom:12px}
.cta-box p{color:#cfe0ff;font-size:17px;max-width:520px;margin:0 auto 26px}
.cta-box .btn-primary{background:#fff;color:var(--blue-700);box-shadow:0 12px 30px rgba(0,0,0,.25)}
.cta-box .btn-primary:hover{box-shadow:0 16px 36px rgba(0,0,0,.3)}
.cta-mini{margin-top:16px;font-size:13px;color:#bcd0ff}

/* ===== Footer ===== */
footer.site{background:var(--ink);color:#cbd5e1;padding:56px 0 30px;font-size:14px}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;margin-bottom:34px}
footer .logo{color:#fff;margin-bottom:14px}
footer .fbrand p{color:var(--slate-400);max-width:300px;font-size:13.5px}
footer h5{color:#fff;font-weight:700;font-size:14px;margin-bottom:14px;letter-spacing:.02em}
footer ul{list-style:none;display:grid;gap:9px}
footer ul a{color:#94a3b8;font-size:13.5px;transition:color .15s}
footer ul a:hover{color:#fff}
.disclaimer{
  border-top:1px solid rgba(255,255,255,.10);padding-top:22px;color:#7c8aa0;font-size:11.5px;line-height:1.7;
}
.disclaimer strong{color:#a9b6cc}
.copy{text-align:center;color:#64748b;font-size:12.5px;margin-top:22px}

/* ===== Modal ===== */
.modal-overlay{
  position:fixed;inset:0;z-index:100;background:rgba(15,23,42,.55);backdrop-filter:blur(4px);
  display:none;align-items:center;justify-content:center;padding:20px;opacity:0;transition:opacity .2s;
}
.modal-overlay.open{display:flex;opacity:1}
.modal{
  background:var(--white);border-radius:24px;width:100%;max-width:520px;max-height:92vh;overflow-y:auto;
  box-shadow:0 30px 80px rgba(0,0,0,.35);transform:translateY(14px) scale(.98);transition:transform .25s;
  /* Ẩn thanh scroll bên phải (vẫn cuộn được) */
  scrollbar-width:none;-ms-overflow-style:none;
}
.modal::-webkit-scrollbar{display:none;width:0;height:0}
.modal-overlay.open .modal{transform:translateY(0) scale(1)}
.modal-head{
  display:flex;align-items:center;justify-content:space-between;padding:22px 26px 0;
}
.modal-head .steplabel{font-size:12.5px;font-weight:700;color:var(--blue-600);text-transform:uppercase;letter-spacing:.06em}
.modal-close{
  background:var(--slate-100);border:none;width:36px;height:36px;border-radius:11px;cursor:pointer;
  font-size:18px;color:var(--slate-500);display:grid;place-items:center;transition:background .15s,color .15s;
}
.modal-close:hover{background:var(--slate-200);color:var(--ink)}
.modal-body{padding:16px 26px 28px}
.modal-body h3{font-size:22px;font-weight:800;letter-spacing:-.01em;margin-bottom:6px}
.modal-body .lead{color:var(--slate-500);font-size:14.5px;margin-bottom:20px}

.form-group{margin-bottom:16px}
.form-group label{display:block;font-weight:700;font-size:13.5px;margin-bottom:7px;color:var(--slate-700)}
.req{color:#ef4444;font-weight:800}
.req-note{display:inline-block;font-size:12.5px;color:var(--slate-400);font-weight:600}
.form-control{
  width:100%;padding:13px 15px;border:1.5px solid var(--slate-200);border-radius:12px;
  font-family:inherit;font-size:15px;color:var(--ink);transition:border-color .15s,box-shadow .15s;background:#fff;
}
.form-control:focus{outline:none;border-color:var(--blue-500);box-shadow:0 0 0 4px rgba(59,130,246,.15)}
.form-control.err{border-color:#ef4444;box-shadow:0 0 0 4px rgba(239,68,68,.12)}
.phone-wrap{display:flex}
.phone-wrap .prefix{
  display:flex;align-items:center;padding:0 14px;background:var(--slate-100);border:1.5px solid var(--slate-200);
  border-right:none;border-radius:12px 0 0 12px;font-weight:700;color:var(--slate-700);font-size:15px;
}
.phone-wrap .form-control{border-radius:0 12px 12px 0}
.err-msg{color:#ef4444;font-size:12.5px;margin-top:5px;display:none;font-weight:600}
.err-msg.show{display:block}
.check-group{display:flex;gap:10px;align-items:flex-start;margin-bottom:12px}
.check-group input{margin-top:3px;width:17px;height:17px;accent-color:var(--blue-600);flex:0 0 auto;cursor:pointer}
.check-group label{font-size:13px;color:var(--slate-500);font-weight:500;cursor:pointer}
.check-group a{color:var(--blue-600);font-weight:600;text-decoration:underline}
.form-secure{
  display:flex;align-items:center;gap:8px;justify-content:center;
  font-size:12px;color:var(--slate-400);margin-top:14px;font-weight:600;
}

/* Loading (paso 2) */
.loader{display:none;text-align:center;padding:18px 0 6px}
.loader.active{display:block}
/* Contenedor del spinner: número de cuenta atrás centrado dentro del aro */
.spinner-wrap{position:relative;width:66px;height:66px;margin:6px auto 20px}
.spinner{
  width:66px;height:66px;border-radius:50%;
  border:5px solid var(--blue-100);border-top-color:var(--blue-600);border-right-color:var(--blue-500);
  animation:spin .8s cubic-bezier(.5,.1,.5,.9) infinite;
}
.spinner-count{
  position:absolute;inset:0;display:grid;place-items:center;
  font-size:26px;font-weight:800;color:var(--blue-700);letter-spacing:-.02em;
}
@keyframes spin{to{transform:rotate(360deg)}}
.load-title{font-size:18px;font-weight:800;color:var(--ink);margin-bottom:4px;letter-spacing:-.01em}
.load-hint{font-size:13px;color:var(--slate-400);margin-bottom:22px}
.load-lines{display:grid;gap:13px;max-width:320px;margin:0 auto 22px;text-align:left}
.load-line{
  display:flex;align-items:center;gap:12px;font-weight:600;font-size:14.5px;color:var(--slate-400);
  opacity:.35;transform:translateX(-4px);transition:opacity .35s,color .35s,transform .35s;
}
.load-line.on{opacity:1;color:var(--slate-700);transform:translateX(0)}
.load-line.done{color:var(--green-600)}
.load-line .dot{
  width:26px;height:26px;border-radius:50%;background:var(--slate-100);display:grid;place-items:center;
  font-size:13px;flex:0 0 auto;transition:background .3s,transform .3s;
}
.load-line.on .dot{background:var(--blue-50);transform:scale(1.05)}
.load-line.done .dot{background:var(--green-50)}
/* Barra de progreso (se llena en ~3s) */
.load-bar{width:100%;max-width:320px;height:6px;margin:0 auto;background:var(--slate-100);border-radius:999px;overflow:hidden}
.load-bar-fill{display:block;width:0;height:100%;border-radius:999px;
  background:linear-gradient(90deg,var(--blue-500),var(--blue-700));}
.loader.active .load-bar-fill{animation:loadfill 3s cubic-bezier(.3,.7,.5,1) forwards}
@keyframes loadfill{0%{width:6%}30%{width:42%}70%{width:78%}100%{width:100%}}

/* ============================================================
   OFERTAS (paso 3) — offer card rediseñada, layout limpio
   ============================================================ */
.offers{display:none}
.offers.active{display:block}
.offers-title{text-align:center;margin-bottom:4px;font-size:22px;font-weight:800;letter-spacing:-.01em}
.offers-sub{text-align:center;color:var(--slate-500);font-size:14px;margin-bottom:20px}

.offer{
  background:#fff;border:1.5px solid var(--slate-200);border-radius:18px;
  padding:18px;margin-bottom:14px;position:relative;
  transition:border-color .2s,box-shadow .2s,transform .2s;
}
.offer:hover{border-color:var(--blue-300);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.offer.featured{border-color:var(--blue-500);box-shadow:0 12px 30px rgba(37,99,235,.16);padding-top:24px}
.offer .olabel{
  position:absolute;top:-11px;left:18px;
  background:linear-gradient(135deg,var(--amber),#d97706);color:#fff;
  font-size:10.5px;font-weight:800;padding:4px 11px;border-radius:999px;
  text-transform:uppercase;letter-spacing:.04em;box-shadow:0 4px 10px rgba(217,119,6,.35);
}

/* --- Header: logo (chữ nhật) + nombre/rating + badge --- */
.offer .ohead{display:flex;align-items:center;gap:14px;margin-bottom:16px;flex-wrap:wrap}
.offer .ologo{
  width:96px;height:46px;border-radius:11px;flex:0 0 auto;display:grid;place-items:center;
  background:#fff;border:1px solid var(--slate-200);overflow:hidden;box-shadow:var(--shadow-sm);
}
.offer .ologo img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;padding:7px 10px}
.offer .ologo.ologo-fallback{background:linear-gradient(135deg,var(--blue-500),var(--blue-700));color:#fff;font-weight:800;font-size:22px}
.offer .ohead-info{flex:1;min-width:0}
.offer .oname{font-weight:800;font-size:17px;color:var(--ink);line-height:1.2}
.offer .ostars{color:var(--amber);font-size:13px;letter-spacing:1px;margin-top:3px;white-space:nowrap}
.offer .ostars .rt{color:var(--slate-500);font-weight:700;margin-left:5px;font-size:13px}
.offer .obadge{
  flex:0 0 auto;align-self:center;
  background:var(--green-50);color:var(--green-600);font-size:11.5px;font-weight:700;
  padding:5px 11px;border-radius:999px;white-space:nowrap;
}

/* --- Meta: cada dato es una TARJETA con fondo + icono --- */
.offer .ometa{
  display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-bottom:2px;
}
.offer .ometa>span{
  display:flex;flex-direction:column;gap:3px;min-width:0;
  background:var(--slate-50);border:1px solid var(--slate-100);border-radius:11px;padding:10px 12px;
}
.offer .ometa .mk{font-size:11px;color:var(--slate-500);font-weight:600;display:flex;align-items:center;gap:5px;text-transform:uppercase;letter-spacing:.02em}
.offer .ometa .mk .ic{width:13px;height:13px;color:var(--blue-600)}
/* Ô lẻ cuối (Edad) chiếm cả 2 cột cho cân */
.offer .ometa>span:last-child:nth-child(odd){grid-column:1 / -1}
.offer .ometa b{color:var(--ink);font-size:15px;font-weight:800;line-height:1.2}

/* --- USP + botón --- */
.offer .ousp{font-size:13px;color:var(--slate-500);margin-top:13px;line-height:1.55;padding-left:2px}
.offer .obtn{
  display:flex;width:100%;margin-top:15px;padding:14px;font-size:15.5px;border-radius:13px;
}
.offers-foot{font-size:11.5px;color:var(--slate-400);text-align:center;margin-top:12px;line-height:1.6}

/* ============================================================
   PÁGINAS LEGALES (privacidad / términos / cookies)
   ============================================================ */
.legal-header{
  background:linear-gradient(135deg,var(--blue-700),var(--blue-600));
  color:#fff;padding:14px 0;
}
.legal-header .wrap{display:flex;align-items:center;justify-content:space-between}
.legal-header .logo{color:#fff}
.legal-header .logo span.a{color:#bfdbfe}
.legal-header a.back{color:#e0ecff;font-weight:600;font-size:14px}
.legal-header a.back:hover{color:#fff;text-decoration:underline}
.legal-page{max-width:820px;margin:0 auto;padding:50px 20px 70px}
.legal-page h1{font-size:clamp(26px,4vw,36px);font-weight:800;letter-spacing:-.02em;margin-bottom:8px}
.legal-page .updated{color:var(--slate-400);font-size:14px;margin-bottom:30px;font-weight:600}
.legal-page h2{font-size:20px;font-weight:800;margin:30px 0 10px;color:var(--ink)}
.legal-page p,.legal-page li{color:var(--slate-700);margin-bottom:10px;font-size:15px;line-height:1.7}
.legal-page ul{padding-left:22px;margin-bottom:10px}
.legal-page a{color:var(--blue-600);font-weight:600;text-decoration:underline}
.legal-page strong{color:var(--ink)}
.legal-page .back-link{display:inline-block;margin-top:30px;font-weight:700;color:var(--blue-600)}

/* ============================================================
   TRANG NỘI DUNG (money pages, blog, info) — layout chung
   ============================================================ */
/* Trục căn lề chung: breadcrumb + page-hero + content đều canh giữa ở 820px
   (1000px cho trang .wide) để tiêu đề, lead và thân bài THẲNG HÀNG.
   Trước đây breadcrumb/page-hero dùng .wrap (1160px) nên lệch trục với .content. */
.breadcrumb{font-size:13px;color:var(--slate-500);padding:16px 0;display:flex;gap:6px;flex-wrap:wrap;align-items:center}
.breadcrumb a{color:var(--blue-600);font-weight:600}
.breadcrumb a:hover{text-decoration:underline}
.breadcrumb span{color:var(--slate-400)}

.page-hero{background:linear-gradient(180deg,var(--blue-50),#fff 80%);padding:28px 0 40px}
/* Canh page-hero và breadcrumb về cùng trục 820px với .content (thẳng hàng với thân bài).
   .wrap:has(>.breadcrumb) chọn đúng .wrap bọc breadcrumb (không đụng .wrap của header/footer). */
.page-hero>.wrap,.wrap:has(>.breadcrumb){max-width:820px}
/* Trang .wide (comparador, rankings có bảng): trục 1000px cho khớp .content.wide */
.page-hero.pw>.wrap,.wrap.pw{max-width:1000px}
.page-hero h1{font-size:clamp(26px,4vw,40px);font-weight:800;letter-spacing:-.02em;line-height:1.12;max-width:820px}
.page-hero .lead{font-size:18px;color:var(--slate-500);max-width:720px;margin-top:14px}
.adv-label{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--slate-400);background:var(--slate-100);padding:4px 10px;border-radius:6px;margin-bottom:14px}

/* Logo de la entidad en la cabecera de las páginas de opiniones */
.review-logo{
  width:132px;height:74px;border-radius:16px;display:grid;place-items:center;
  background:#fff;border:1px solid var(--slate-200);box-shadow:var(--shadow-sm);
  overflow:hidden;margin-bottom:18px;
}
.review-logo img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;padding:12px 16px}
.review-logo.review-logo-fb{background:linear-gradient(135deg,var(--blue-500),var(--blue-700));color:#fff;font-weight:800;font-size:34px}

.content{max-width:820px;margin:0 auto;padding:10px 20px 40px}
.content.wide{max-width:1000px}
.content h2{font-size:clamp(22px,3vw,30px);font-weight:800;letter-spacing:-.02em;margin:38px 0 14px;line-height:1.2}
.content h3{font-size:19px;font-weight:800;margin:26px 0 10px}
.content p{color:var(--slate-700);font-size:16px;line-height:1.75;margin-bottom:16px}
.content ul,.content ol{margin:0 0 18px 22px;color:var(--slate-700);font-size:16px;line-height:1.75}
.content li{margin-bottom:8px}
.content a{color:var(--blue-600);font-weight:600;text-decoration:underline}
/* Los enlaces con estilo de botón dentro de .content NO deben heredar el color/subrayado de enlace */
.content a.btn{text-decoration:none;font-weight:700}
.content a.btn-primary{color:#fff}
.content .inline-cta a.btn-primary,.content .cta-box a.btn-primary{color:var(--blue-700)}
.content strong{color:var(--ink)}
/* Answer-first block: câu trả lời ngắn nổi bật đầu section (tốt cho AEO) */
.answer-box{background:var(--blue-50);border-left:4px solid var(--blue-600);border-radius:0 12px 12px 0;padding:16px 20px;margin:0 0 20px;font-size:16px}
.answer-box p{margin:0;color:var(--ink);font-weight:500}

/* Ejemplo representativo (bắt buộc theo Circular 4/2020 — TAE nổi hơn TIN) */
.ejemplo{background:var(--slate-50);border:1px solid var(--slate-200);border-radius:14px;padding:18px 20px;margin:22px 0;font-size:14.5px;color:var(--slate-700);line-height:1.7}
.ejemplo h4{font-size:14px;text-transform:uppercase;letter-spacing:.04em;color:var(--slate-500);margin-bottom:8px}
.ejemplo .tae{font-weight:800;color:var(--blue-700);font-size:16px}

/* Bảng so sánh entidades */
.cmp-table-wrap{overflow-x:auto;margin:22px 0;border-radius:16px;border:1px solid var(--slate-200);box-shadow:var(--shadow-sm);-webkit-overflow-scrolling:touch}
table.cmp{width:100%;border-collapse:collapse;font-size:14.5px;min-width:640px;background:#fff}
table.cmp.cmp-full{min-width:820px} /* bảng động 7 cột */
table.cmp thead th{background:var(--blue-700);color:#fff;text-align:left;padding:15px 12px;font-weight:700;font-size:13px;white-space:nowrap}
/* Dữ liệu căn TOP để thẳng hàng với el nombre; nowrap để no partir "50 € – 1.500 €" */
table.cmp tbody td{padding:18px 12px;border-top:1px solid var(--slate-100);color:var(--slate-700);vertical-align:top;white-space:nowrap}
/* Cột Entidad có padding trái đầy đủ */
table.cmp thead th:first-child,table.cmp tbody td:first-child{padding-left:18px}
table.cmp tbody tr:hover{background:var(--blue-50)}
table.cmp tbody tr.featured{background:var(--blue-50)}
table.cmp .ent{font-weight:800;color:var(--ink);white-space:normal}
table.cmp tbody td b{color:var(--ink);font-size:14.5px;font-weight:800}
table.cmp .rating{color:var(--ink);font-weight:700}
table.cmp .btn{padding:11px 16px;font-size:13.5px;border-radius:10px;white-space:nowrap}
/* Cột Entidad rộng nhất (cho phép wrap USP); cột nút cố định + căn phải */
table.cmp thead th:first-child,table.cmp td.ent{min-width:240px}
table.cmp thead th:last-child,table.cmp td.cmp-cta{width:1%;text-align:right;padding-left:8px;padding-right:16px}

/* ---- Ô Entidad của bảng động: logo (khung chữ nhật to đều) + tên + badge + USP ---- */
.cmp-ent-wrap{display:flex;align-items:flex-start;gap:14px}
.cmp-logo{
  width:88px;height:52px;border-radius:11px;flex:0 0 auto;display:grid;place-items:center;
  background:#fff;border:1px solid var(--slate-200);overflow:hidden;box-shadow:var(--shadow-sm);
}
.cmp-logo img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;padding:8px 10px}
.cmp-logo.cmp-logo-fb{background:linear-gradient(135deg,var(--blue-500),var(--blue-700));color:#fff;font-weight:800;font-size:22px}
.cmp-name{font-weight:800;color:var(--ink);font-size:15.5px;line-height:1.25}
.cmp-badge{display:inline-block;background:var(--green-50);color:var(--green-600);font-size:11px;font-weight:700;padding:3px 9px;border-radius:999px;margin-left:6px;vertical-align:middle}
.cmp-usp{font-size:12.5px;color:var(--slate-500);font-weight:500;margin-top:5px;max-width:250px;line-height:1.5}
.cmp-stars{color:var(--amber);letter-spacing:1px}

/* ---- Bảng so sánh trên MÓVIL: chuyển thành tarjetas (card) ----
   Dùng data-label attr (mọi cột) -> tự sinh nhãn, không phụ thuộc số cột. */
/* Bảng so sánh (glosario: TAE vs TIN, ASNEF vs CIRBE...) trên MÓVIL:
   mantener formato tabla con scroll horizontal dentro del marco (no romper). */
@media (max-width:560px){
  .cmp-table-wrap{overflow-x:auto}
  table.cmp{min-width:480px;font-size:13.5px}
  table.cmp thead th,table.cmp tbody td{padding:12px 14px;white-space:normal}
}

/* ============================================================
   OFFERS COMPARATIVA — tarjetas horizontales (offers-table.js)
   logo · id+rating · USP · métricas en chips · botón
   ============================================================ */
.ocmp-list{display:grid;gap:16px;margin:24px 0}
.ocmp-card{
  position:relative;background:#fff;border:1.5px solid var(--slate-200);border-radius:18px;
  padding:22px;transition:border-color .2s,box-shadow .2s,transform .2s;
}
.ocmp-card:hover{border-color:var(--blue-300);box-shadow:var(--shadow-md);transform:translateY(-2px)}
.ocmp-card.featured{border-color:var(--blue-500);box-shadow:0 12px 30px rgba(37,99,235,.14);padding-top:30px}
.ocmp-flag{
  position:absolute;top:-11px;left:22px;
  background:linear-gradient(135deg,var(--blue-600),var(--blue-700));color:#fff;
  font-size:11px;font-weight:800;padding:4px 12px;border-radius:999px;
  text-transform:uppercase;letter-spacing:.03em;box-shadow:0 4px 10px rgba(37,99,235,.35);
}
/* --- Header: logo + nombre + rating --- */
.ocmp-head{display:flex;align-items:center;gap:16px}
.ocmp-id{flex:1;min-width:0}
.ocmp-name-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.ocmp-name{font-weight:800;font-size:18px;color:var(--ink);line-height:1.2}
.ocmp-badge{
  display:inline-block;background:var(--green-50);color:var(--green-600);
  font-size:11.5px;font-weight:700;padding:4px 11px;border-radius:999px;white-space:nowrap;
}
.ocmp-rating{display:flex;align-items:center;gap:6px;margin-top:5px}
.ocmp-rating .cmp-stars{color:var(--amber);font-size:15px;letter-spacing:1px}
.ocmp-rating b{color:var(--ink);font-weight:800;font-size:15px}
.ocmp-rating .ocmp-rt{color:var(--slate-400);font-size:13px;font-weight:600}
/* --- USP --- */
.ocmp-usp{font-size:13.5px;color:var(--slate-500);line-height:1.55;margin:14px 0 0}
/* --- Métricas en chips (Importe/Plazo/TAE/Edad) --- */
.ocmp-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:16px 0 18px}
.ocmp-metric{
  display:flex;flex-direction:column;gap:3px;
  background:var(--slate-50);border:1px solid var(--slate-100);border-radius:12px;padding:11px 13px;min-width:0;
}
.ocmp-mk{font-size:11px;color:var(--slate-500);font-weight:600;text-transform:uppercase;letter-spacing:.03em}
.ocmp-metric b{color:var(--ink);font-size:15px;font-weight:800;line-height:1.2}
/* --- Botón --- */
.ocmp-btn{display:flex;width:100%;padding:14px;font-size:15.5px;border-radius:13px}

/* Móvil: 2 chips por fila para que los valores no se partan */
@media (max-width:560px){
  .ocmp-metrics{grid-template-columns:1fr 1fr}
  .ocmp-card{padding:18px}
  .ocmp-card.featured{padding-top:26px}
  .ocmp-name{font-size:17px}
  .ocmp-metric b{font-size:14.5px}
}

/* Layout ancho (≥720px): métricas al lado del header, botón a la derecha */
@media (min-width:720px){
  .ocmp-card{
    display:grid;grid-template-columns:1fr auto;grid-template-areas:"head cta" "usp cta" "metrics cta";
    column-gap:24px;align-items:center;padding:24px 26px;
  }
  .ocmp-card.featured{padding-top:28px}
  .ocmp-head{grid-area:head}
  .ocmp-usp{grid-area:usp;margin:12px 0 0;max-width:640px}
  .ocmp-metrics{grid-area:metrics;margin:16px 0 0;max-width:640px}
  .ocmp-btn{grid-area:cta;width:auto;align-self:center;white-space:nowrap;padding:14px 26px}
}

/* Author box (E-E-A-T) */
.author-box{display:flex;gap:14px;align-items:center;background:var(--slate-50);border:1px solid var(--slate-200);border-radius:14px;padding:16px 18px;margin:26px 0}
.author-box .ava{width:52px;height:52px;border-radius:50%;background:linear-gradient(135deg,var(--blue-500),var(--blue-700));display:grid;place-items:center;color:#fff;font-weight:800;font-size:20px;flex:0 0 auto}
.author-box .meta{font-size:14px;color:var(--slate-500)}
.author-box .meta strong{color:var(--ink);display:block;font-size:15px}
.author-box .meta .rev{color:var(--green-600);font-weight:600;font-size:13px;margin-top:2px}

/* CTA inline giữa nội dung */
.inline-cta{background:linear-gradient(135deg,var(--blue-700),var(--blue-600));border-radius:18px;padding:26px 28px;color:#fff;text-align:center;margin:30px 0}
.inline-cta h3{color:#fff;font-size:20px;margin-bottom:8px}
.inline-cta p{color:#cfe0ff;margin-bottom:16px}
.inline-cta .btn-primary{background:#fff;color:var(--blue-700)}

/* Card grid (blog index, entidades, links relacionados) */
.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:22px 0}
.link-card{display:block;background:#fff;border:1px solid var(--slate-200);border-radius:14px;padding:20px;transition:transform .2s,box-shadow .2s,border-color .2s}
.link-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--blue-100);text-decoration:none}
.link-card h3{font-size:16.5px;margin-bottom:6px;color:var(--ink)}
.link-card p{font-size:13.5px;color:var(--slate-500);margin:0}
.link-card .tagline{font-size:12px;color:var(--blue-600);font-weight:700;text-transform:uppercase;letter-spacing:.04em}

/* Cookie consent bar (AEPD) */
.cookie-bar{position:fixed;left:0;right:0;bottom:0;z-index:200;background:var(--ink);color:#e2e8f0;box-shadow:0 -8px 30px rgba(0,0,0,.25)}
.cookie-inner{max-width:var(--maxw);margin:0 auto;padding:16px 20px;display:flex;align-items:center;gap:20px;flex-wrap:wrap;justify-content:space-between}
.cookie-inner p{font-size:13.5px;margin:0;flex:1;min-width:260px;line-height:1.6}
.cookie-inner a{color:#93c5fd;font-weight:600;text-decoration:underline}
.cookie-btns{display:flex;gap:10px;flex-shrink:0}
.btn-cookie{font-family:inherit;font-weight:700;font-size:14px;padding:11px 22px;border-radius:10px;cursor:pointer;border:none}
.btn-cookie.reject{background:transparent;color:#e2e8f0;border:1.5px solid #475569}
.btn-cookie.reject:hover{background:#1e293b}
.btn-cookie.accept{background:linear-gradient(135deg,var(--blue-500),var(--blue-700));color:#fff}
.btn-cookie.accept:hover{filter:brightness(1.08)}

@media (max-width:900px){
  .link-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  .link-grid{grid-template-columns:1fr}
  .cookie-btns{width:100%}
  .btn-cookie{flex:1}
}

/* ===== Responsive ===== */
@media (max-width:900px){
  .nav-links{display:none}
  /* Hamburger mở menu điều hướng trên móvil (nav-links ẩn ở trên) */
  .burger{display:block}
  /* Ẩn nút CTA → trên móvil để header gọn (hero + secciones đã có CTA to).
     Chỉ giữ hamburger làm điểm điều hướng duy nhất. */
  .nav-cta .btn-primary{display:none}
  .hero-grid{grid-template-columns:1fr;gap:32px}
  .sim{max-width:520px;margin:0 auto}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:24px 12px}
  .stat:nth-child(3){border-left:none}
  .stat+.stat{border-left:1px solid rgba(255,255,255,.14)}
  .stat:nth-child(odd){border-left:none}
  .steps{grid-template-columns:repeat(2,1fr)}
  .cards6{grid-template-columns:repeat(2,1fr)}
  .req-list{grid-template-columns:repeat(2,1fr)}
  .tcards{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
}
@media (max-width:560px){
  .sec{padding:56px 0}
  .cta-final{padding:48px 0}
  .steps,.cards6,.req-list{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:1fr 1fr}
  .fgrid{grid-template-columns:1fr}
  .hero{padding:40px 0 48px}
  .req-wrap{padding:34px 24px}
  .cta-box{padding:44px 24px}
  .modal-body{padding:14px 20px 24px}
  .modal-head{padding:20px 20px 0}
  .nav-cta .btn-header-text{display:none}
  /* Offer card header: badge xuống dòng riêng để không đè tên */
  .offer .ohead{gap:12px}
  .offer .ohead-info{flex:1 1 auto}
  .offer .obadge{order:3;flex-basis:100%;align-self:flex-start}
  /* Ô meta full-width khi màn rất hẹp cho dễ đọc — giữ 2 cột mặc định, 1 cột nếu quá chật */
  .offer .ometa b{font-size:14.5px}
}